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Privacy Policy

Privacy Statement

WeApply is committed to protecting the user’s privacy and developing technology that gives the user the most powerful and safe online experience. This Statement of Privacy applies to the WeApply Website and governs data collection and usage. By accepting the Terms and Conditions of the WeApply Website, you, the user, consent to the data practices described in these terms and conditions.

Collection of your Personal Information

WeApply collects personally identifiable information, such as your e-mail address, name, home or work address or telephone number. This is done if the user provides this information to us on the WeApply Website, alternatively, WeApply obtains this information from public record, alternatively, the user consents to WeApply collecting this information from another source i.e. WeApply’s suppliers, alternatively, the collection of such information from another source would not prejudice a legitimate interest of the user.

As part of the services provided by WeApply, WeApply collects personal information and may be required to share the personal information for the purpose the information was collected. The personal information may be shared with financial institutions, Vericred (a registered credit bureau), and other third-party service providers to complete the purpose of your credit application.

The user specifically hereby consents to personally identifiable information or personally sensitive data, directly disclosed by the user through the WeApply Website, to be collected and used by others.

Use of your Personal Information

The user consents to WeApply collecting and using the user’s personal information to operate the WeApply Website and deliver the services the user has requested. The user further consents to WeApply using the user’s personally identifiable information to inform them of other products or services available from WeApply and its affiliates. WeApply may contact the user via surveys to conduct research about the user’s opinion of current services or of potential new services that may be offered.

WeApply does not sell, rent or lease its customer lists to third parties. WeApply may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, WeApply may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to WeApply, and they are required to maintain the confidentiality of your information.

WeApply does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

The WeApply Website will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on WeApply or the site; (b) protect and defend the rights or property of WeApply; and, (c) act under exigent circumstances to protect the personal safety of users of WeApply, or the public.

Public Records

We make use of personal information which was derived from public records for the home loan application. We use a company called Lightstone (Pty) Ltd to collect and analyse personal information obtained from public records such as the deeds registries administered by the Department of Rural Development and Land Reform pursuant to the Deeds Registries Act, 1937 and the companies register administered by the Companies and Intellectual Property Commission (or CIPC) pursuant to the Companies Act, 2008. You may contact Lightstone at info@Lightstone.co.za for any queries that you may have regarding their processing of your information.

Contact Information

WeApply welcomes your comments regarding this Statement of Privacy. If you believe that WeApply has not adhered to this Statement, please contact WeApply at info@weapply.co.za. We will use commercially reasonable efforts to promptly determine and remedy the problem.

Cookies Statement

WeApply’s Website uses small text files which are otherwise known as cookies. These cookies are used to ensure that the user is able to experience the best services that WeApply is able to offer. This statement provides, amongst other things, the user with information regarding what cookies are, which cookies WeApply uses and how they can be controlled. By clicking to accept the use of cookies of our website you confirm that you have read and agree to this statement and WeApply’s use of cookies on our website for the reasons detailed below.

What are cookies

A cookie is a small text file that holds small amounts of information which, when one visits a website, such as the WeApply Website, the information would be downloaded to the user’s device and then later transmitted back to the initiating website or another website which recognises that cookie. The purpose for the use of cookies is to allow websites, like WeApply’s Website, to identify a user’s device and as a result, make available improved functionality.

Why WeApply use cookies

The reasons why WeApply uses cookies are to identify the user’s device when they access the WeApply Website, to identify which specific pages the user’s visit, to observe how often the user visits the website, to compile and collect statistical data regarding the use of the WeApply’s Website, to allow for sign in and authentication purposes, to enable and maintain WeApply’s security features to enhance the safety of our users and combat against fraudulent activity and to ensure that the functionality of the website is optimal.

This information is collected in order to provide the user with faster, more reliable, more relevant and safer use of the website which caters more to each user’s needs. Through the use of cookies, WeApply can ensure its website remains helpful and purposeful to its users.

Types of Cookies that WeApply uses

 First Party/ Third party cookies

These cookies are cookies placed by either the website that is being accessed by the user (First Party cookies) or by another entity other than that of the website accessed (third party cookies). Examples of third-party cookies are social media networks. These allow the user to easily access WeApply’s social media platforms. 

Persistent cookies

These cookies stay on the user’s device for a period of time which is stipulated in the cookie. Each time the user accesses the website, these persistent cookies are activated.

Session cookies

These cookies enable the website operators to monitor the activities of a user during the time that the user has accessed the website. Session cookies are only active for the time the user accesses the website, they do not stay on the user’s device.

Essential cookies

These are cookies that are necessary for the functioning of the website. These cookies enable the user to register and login to the website as well as allows for easy access and navigation around the website.

Functional cookies

These cookies assist in the technical operations and the functioning of the website. These cookies are used to improve and personalise the user’s browsing experience and enables the website to store specific devices preferences and enhancing the functionality of the user’s website use.

Performance cookies

These cookies collect data and information with regard to how the user uses the website. It enables WeApply to pinpoint which functions of the website are most widely used and which functions are problematic or inefficient.

How to control cookies

If you, the user, do not accept the cookies on the WeApply Website, you are able to restrict and/or block the cookies by changing the settings on your web browser. If you choose to disable your cookies and not accept this statement, you may not have access to all of the interactive features of the WeApply Website. If you disable cookies you may not have full access to our website and there may be difficulty in accessing and using some of the interactive features of our website.

Updates to this Cookies Statement

WeApply reserved the right to update/amend this Cookies Statement at any time as may be required. Such changes and amendments may be made without prior notice to the user. The user is advised to revisit this Cookies Statement on a regular basis to ensure they are familiar with any changes.

How to contact us

Should you require any further information or have any queries regarding this Cookies statement you are welcome to contact us at info@weapply.co.za.

The right home loan journey for you is important to us!

Thank you for this opportunity, one of our experienced consultants will contact you shortly to assist you with your home loan application.