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Frequently Asked Questions
How do you pay homeowner’s insurance if you’ve taken it out through the bank?
You will be debited monthly together with your home loan installment. The amount varies according to the property’s value.
What is homeowner’s insurance?
The bank which grants your home loan will insist that you take out homeowner’s insurance on your property. They will take it out for you, or you have to provide them with proof from your own insurer that you have taken out your own insurance. Homeowner’s insurance is to ensure that the property, its buildings and other aspects, are fully insured for replacement value.